Director, Legal - Payments

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The Role

We are seeking a highly experienced and business-minded Director, Legal - Payments to serve as the company's primary subject matter expert on payments and fintech legal matters. This high-impact, high-visibility position will lead legal support for our global payments ecosystem and partner closely with Product, Engineering, Risk, Finance, and Partnerships to design, build, and scale compliant payment solutions across the globe.

This role is ideal for a lawyer who thrives in a fast-paced environment, operates with a high degree of autonomy, and is comfortable owning complex, cross-border payments and regulatory challenges end-to-end.

Key Responsibilities

• Serve as the lead legal advisor and strategic partner to our Payments, Engineering, Risk, and Product teams, influencing product development, new payment methods, and global expansion while enabling compliant innovation
• Advise on U.S. and global regulatory frameworks, including money transmission, AML/BSA, sanctions, card network rules, PSD2/e-money regimes, and other international requirements, offering clear guidance to support product and business objectives
• Partner deeply with Product and Engineering to provide practical, forward-looking guidance throughout the product lifecycle—from ideation through launch and iteration
• Serve as the Company's subject matter expert on financial service regulations including payments, money transmission, stored value cards, fraud prevention, and KYC/KYB
• Draft and review consumer-facing disclosures and terms of service for any payments products or offerings to ensure compliance with all applicable laws and regulations
• Structure, draft, and negotiate complex, strategic agreements with payment processors, financial institutions, card networks, and other fintech partners
• Review payments-related marketing materials and external communications to ensure compliance with relevant laws and regulations
• Translate regulatory complexity into clear, actionable guidance for cross-functional stakeholders
• Build scalable legal frameworks and processes to support and ensure compliance for a growing global payments platform

About You

• 10+ years of legal experience with significant focus on payments, fintech, and other financial services matters
• Strong expertise in U.S. federal and state payments regulations and meaningful experience with international regimes in Canada, Australia, EU, UK, and LATAM
• Significant prior experience counseling on payments and financial services products through the entire product lifecycle
• Deep understanding of money transmission laws, card network regulations, and emerging payment technologies
• Excellent communication skills with ability to translate complex regulatory requirements for non-legal stakeholders
• Proven track record of building scalable legal frameworks in fast-growing fintech or payments organizations
• Strategic mindset with ability to balance innovation and compliance

💰 Compensation not publicly listed. Market estimate for similar roles: from $100K, varying by experience and location.